Schemes & Grants
Help to Buy 2026: Places Filling Fast
Help to Buy used 23% of its 10,000 yearly places in under two months. See who may apply, how the 30-40% government equity stake works, and how to apply.
Plain-English articles to help you navigate schemes, grants, and the numbers behind buying your first home in Australia.
Schemes & Grants
Help to Buy used 23% of its 10,000 yearly places in under two months. See who may apply, how the 30-40% government equity stake works, and how to apply.
Schemes & Grants
Budget 2026 limits negative gearing on established homes bought after May 12, from July 2027. See what less investor competition could mean for buyers.
Market Updates
Three of the four major banks forecast the cash rate holds at 4.35% on June 16, 2026. See what a possible pause could mean and how to use the next 17 days.
Market Updates
PropTrack's April 2026 index recorded the year's first national price fall, Sydney down 0.5% and Melbourne down 0.3%. What softer prices may mean.
Saving & Deposits
Domain's 2026 report finds saving a 20% Sydney deposit takes up to 7.7 years, with every capital now above the mortgage-stress threshold. What it means.
Mortgages & Loans
Many Australian mortgages fixed at 2-3% are rolling onto variable rates near 7%. See the repayment shock in dollars and your four options at expiry.
Market Updates
National auction clearance rates fell to 52.2% in the week to May 23, well below last year's 63.5%. See what the softer market could mean for buyers.
Market Updates
Australia's unemployment rose to 4.5% in April 2026, its highest since November 2021. See what softer jobs data may mean for borrowing capacity.
Market Updates
March quarter 2026 first home buyer loans fell 4.3% after three rate hikes lifted the cash rate to 4.35%. See what the cooling market may mean for you.
Saving & Deposits
National rental vacancy sat at 1.6% in April 2026 with rents up 5.7% a year. See what the rental squeeze may mean for buyers still saving a deposit.
Market Updates
Australia is 81,000 homes behind the National Housing Accord target after 15 months. See what the construction shortfall means for buyers in 2026.
Mortgages & Loans
Major banks passed on the RBA's May rate hike, adding about $272 a month across 2026's three rises. See your options before the June 16 RBA meeting.