See the current First Home Owner Grant amount, eligibility rules, and any expiry countdown for every Australian state and territory in one place. The dashboard highlights grants that are due to change or expire so first home buyers can understand the timing implications for their purchase.

What is the First Home Owner Grant and who can apply?

The First Home Owner Grant (FHOG) is a one-off payment from your state or territory government to help first home buyers purchase or build a new home. To be considered, you generally need to be buying or building a new property (never previously occupied or sold as a residence), be an Australian citizen or permanent resident, and not have previously owned a home in Australia. The relevant state revenue office makes the final eligibility determination - this tool gives you a general overview to understand what may be available in your state.

How much is the FHOG in each state, and are there property price caps?

Amounts and caps vary significantly by state. As of mid-2026: NSW and VIC each offer $10,000 (caps of $600,000 and $750,000 respectively); SA offers $15,000 with no price cap; WA offers $10,000 (cap $750,000 south of the 26th parallel, $1,000,000 north); QLD currently offers $30,000 but this drops to $15,000 after 30 June 2026 (cap $750,000); TAS currently offers $30,000 but drops to $10,000 after 30 June 2026 (no cap); NT offers a $50,000 HomeGrown Territory Grant with no cap (contract deadline 30 September 2027); and the ACT has no FHOG at all - it was abolished in 2019 and replaced with an income-tested stamp duty concession scheme.

Does the FHOG apply to existing (established) homes or only new builds?

In every state and territory that still offers a FHOG, the grant applies only to new homes - meaning a property that has not been previously occupied or sold as a residential dwelling. This includes newly built houses, townhouses and apartments, as well as contracts to build. Buying an established home does not attract the FHOG in any Australian state or territory. If you are considering an established home, you may still be eligible for stamp duty concessions - the dashboard shows the relevant concession rules for each state.

Queensland and Tasmania show urgent countdowns - what happens if I miss the deadline?

Both Queensland and Tasmania are running time-limited boosted grant amounts. In Queensland, the FHOG is $30,000 for contracts signed before 30 June 2026, then drops to $15,000 from 1 July 2026 onwards. In Tasmania, the FHOG is $30,000 for contracts signed before 30 June 2026, then drops to $10,000. Tasmania is also running a full stamp duty exemption on homes under $750,000 that expires on the same date. If your contract is not signed before those dates, the lower permanent amounts would apply. The dashboard shows live countdowns to help you keep track.

Does the ACT have a First Home Owner Grant?

No - the ACT abolished its First Home Owner Grant in 2019 and did not replace it with an equivalent cash payment. Instead, eligible first home buyers in the ACT may be able to reduce or eliminate stamp duty through the Home Buyer Concession Scheme, which is income-tested. Because the ACT has no FHOG, the dashboard reflects a $0 grant entry for that territory. Check with the ACT Revenue Office or a conveyancer for details on the concession scheme and its income thresholds, as the final determination on eligibility is made by the revenue office.

Can I combine the FHOG with federal schemes like the First Home Guarantee?

In most states, yes - the FHOG and federal schemes such as the First Home Guarantee (which lets eligible buyers purchase with a 5% deposit without paying lenders mortgage insurance) can potentially be used together, provided you meet the eligibility requirements for each separately. The eligibility checker on this page shows both state grants and relevant federal schemes based on the details you enter. Keep in mind each scheme has its own rules around income caps, property price caps, and property type, and the relevant authority (your state revenue office for the FHOG, and Housing Australia for federal schemes) makes the final call on eligibility.

Is the Northern Territory grant really $50,000? Are there any catches?

Yes - the NT HomeGrown Territory Grant is $50,000 for eligible first home buyers purchasing or building a new home, with no property price cap. There is also a separate $30,000 FreshStart Grant available to existing homeowners (not first buyers) buying a new home. The key deadline to be aware of is that contracts must be signed before 30 September 2027, with applications accepted until September 2028. As with all state grants, the NT Revenue Office determines final eligibility, and conditions around residency, prior home ownership, and property type apply.