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Salary & Tax

Income Tax Bracket Explorer

See how Australia's progressive tax brackets apply to your income for the 2026-27 financial year. Estimates are illustrative and assume a standard Australian resident with no deductions beyond LITO.

  • About 1 minute
  • Rates verified July 2026
  • Free, no sign-up

Your income

Enter your income before tax. Type a higher figure if you need to.

Your tax situation

Taxpayer category

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Estimated tax payable

$19,320

On $90,000 of taxable income in 2026-27 as an Australian resident, after LITO and including the Medicare levy. An estimate only.

Effective tax rate
21.5%
Marginal rate (each extra dollar)
32.0%
Estimated take-home
$70,680

Tax bracket breakdown

How each slice of your income is taxed, with the running total. Your top bracket is marked.

BracketRateTax in bracketRunning total
$0k - $18kNilNil$0
$18k - $45k15%$4,020$4,020
$45k - $135kYou30%$13,500$17,520
$135k - $190k37%$0$17,520
Over $190k45%$0$17,520
Medicare Levy2%$1,800$19,320
Net tax payable$19,320$19,320

Marginal rate across income levels

The rate on each extra dollar in each bracket. Only the income inside a bracket pays its rate.

Estimates only. Results assume you are an Australian tax resident for the 2026-27 income year with no deductions, offsets, or other income beyond LITO. Non-resident and working holiday maker estimates use ATO published rates but your actual liability depends on your visa, residency status, and full circumstances. Always verify with the ATO or a registered tax agent. Data as of July 2026.

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Common questions about income tax

Australian residents can earn up to $18,200 per year before paying any income tax - this is called the tax-free threshold. Non-residents and working holiday makers are not eligible for the threshold and pay tax from the first dollar earned. You can claim the threshold by completing a Tax File Number (TFN) declaration with your employer. See the ATO website for current eligibility details.
Data verified July 2026

For illustration only. This tool does not constitute personal financial advice. Rates, thresholds and eligibility rules may change. Always verify with the relevant government agency, such as the ATO or Services Australia, and consider seeking independent financial advice before making decisions.