Unpack Property
Guides

First Home Buyer Guides

Plain-English articles to help you navigate schemes, grants, and the numbers behind buying your first home in Australia.

Page 12 of 12. 144 guides and news posts. Newest 13 October 2026.

Showing page 12 of 12, 144 guides

Market Updates

RBA May 2026: What Q1 Inflation Could Mean

Annual inflation hit 4.6% on 29 April and all four major banks forecast a 4.35% rate on 5 May. See what it may mean for borrowing power and repayments.

5 min read

Saving & Deposits

Payday Super From July 1: Faster FHSS Deposit

From July 1 2026, employers must pay super within 7 days of each payday, not quarterly. For FHSS savers this could mean faster ATO determinations.

7 min read

Market Updates

RBA May 2026 Rate Rise: Borrowing Power Hit

All four major banks tip a third RBA rise in May 2026, lifting the cash rate to 4.35%. See what each hike could do to your repayments by income level.

8 min read

Market Updates

EV Road User Charge: Outer Suburb Costs 2026

EVs pay no fuel excise now, but a federal road user charge targeting 5.3c/km by 2033 is in the pipeline. What it could mean for outer suburb commutes.

9 min read

Schemes & Grants

First Home Guarantee: Eligible Home Prices 2026

Cotality found First Home Guarantee-eligible homes rose 6.7% in six months, near double the 3.6% above the cap. What that may mean for buyers in 2026.

6 min read

Schemes & Grants

Help to Buy Renovation Equity Strategy 2026

Targeted renovations may dilute the government's equity share under Help to Buy while lifting your home's value. See how the maths works across scenarios.

8 min read

Saving & Deposits

First Home Super Saver Scheme Explained 2026

The FHSS scheme could save around $7,500 in tax per person over three years while you build a deposit, yet many buyers have never heard of it. How it works, with examples.

9 min read

Costs & Budgeting

House and Land Package: Hidden Costs 2026

The advertised price is the start, not the finish. See the $60,000-$120,000 in site works, council fees and finishing buyers often miss, with examples.

8 min read

Schemes & Grants

First Home Buyer Grants Australia 2026: By State

A 2026 guide to FHOG amounts, stamp duty concessions, price caps, eligibility rules and expiry dates across all 8 states and territories, in one place.

14 min read